Success Stories

She wanted to engage in some income generating activity, since it was becoming difficult to manage increasing household expenses, with her husband’s income only. She achieved her dream of financially supporting her family, when she got associated with AFL’s Khatauli branch, and received credit support of

₹ 30,000. With the loan amount, she started a food stall and zealously started working to make her enterprise a success. Her husband also helped her in his spare time and gradually their family income increased with growing popularity of her food stall. After repaying this loan on time, she then took 2 more loans of ₹ 35,000 and ₹ 40,000 in 2022 from AFL, to infuse as working capital in her food stall. Her daily earning from the stall is ₹ 700-800, through which she is paying school fees of her two children, electricity bill and other household expenses. AFL admires such strong and iron willed women who leave no stone unturned and create examples for others.

Shanti Devi (Branch-Hapur, Uttar Pradesh), is associated with AFL since 2018, when she took her first loan of ₹ 25,000 for purchasing buffalo. Later she took another loan of ₹ 40,000 to purchase another buffalo. Before joining AFL, her family’s economic condition was very poor, which gradually started improving with purchase of buffaloes and selling of their milk to the milk collector. Her son, Raj Kumar, is also engaged in her dairy enterprise. They then thought of supplying milk in the neighbouring town on their own, to get higher price for their milk. But for this, they needed a vehicle as the town was not accessible by foot.

Shanti then again approached AFL staff and got another loan to purchase a bicycle in January 2020. Her son would now carry all the milk to the town on his bicycle and started home delivery of milk. This led to a jump in their earnings with removal of middleman. Shanti Devi is grateful to AFL since the bicycle purchased through AFL loan brought a huge change in their lives. They now plan to purchase few more buffaloes from their profits and another loan to start a dairy of their own.