At Ajivika Finance Limited, we are proud to be a Reserve Bank of India (RBI) registered Non-Banking Financial Company (NBFC) committed to delivering financial solutions that empower individuals and businesses to achieve their goals. With a strong foundation in financial expertise and a dedication to customer-centricity, we have been a trusted partner for countless individuals and enterprises seeking financial stability and growth.

Ajivika Finance creates value for the bottom-of-pyramid population through timely delivery of vital micro-credits at the doorstep of low-income households, unserved by banks and other Financial Institutions.

The company specialises in identifying credit-worthy borrowers through it’s rigorous due diligence and KYC processes to carry out it’s lending operations through the Micro Enterprise Loans (MEL) lending model.

The company operates a highly profitable branch network model, serving the company the advantage of setting up operations in any area in the most cost-effective and timely manner thus leveraging the high scalability of Ajivika’s business and the tremendous potential of micro-finance in India.